Few aspects of coin collecting seem to confuse newcomers as much as coin values. What is it worth to whom? The single most important factor to understand in discussing coin values or any collectible value is that price guides are just that…guides.
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Book value is an average of many dealers' retail prices for a certain coin or bill - in other words, what the average dealer would sell it for. This price is called the "book" value because you would typically find it in a published book such as the Standard Catalog of World Coins. Buy price is the price that a dealer would be willing to pay you if you sold him or her your coin or bill.